Investment Philosophy and Process


One of Olin's favorite quotes is that "bad things are worse than good things are good," it is a mouthful but it has served us well over the years.  In general, we will tend to favor investment strategies and portfolio managers that seem to perform well in up markets, but more importantly have shown an aptitude for conserving principal in down markets.1

Each client is different.  We begin by helping our clients develop a picture of what they want their investments to do for them.  Often time this involves a very personal vision covering multiple goals including investment income streams, family wealth transfer issues, charitable giving and more.

Once we are comfortable that we have a good sense of our client's vision, we develop a target asset allocation2 which we believe will most efficiently fulfill that vision.  In essence we endeavor to act as they would for themselves if they had the time, knowledge and access to capital markets necessary to make good decisions. 

Once established, client allocations are systematically monitored to help ensure that they continue to conform to client needs and our view of the markets.

1Past performance is no guarantee of future results.

2Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns.